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I think parents need to understand that you can't give children a credit card, or credit-card like power. I was 14 before I was given access to a credit card..
by ldoughty 7y ago
I think parents need to understand that you can't give children a credit card, or credit-card like power.
I was 14 before I was given access to a credit card.. and was given a dire warning about when it could and should be used.
If parents can't lock out purchases so they have to physically approve each purchase, then yes, they should be able to get refunds and penalties... But if they give their children the password to buy/download apps unsupervised, they need to understand the consequences (and really, how the heck do you not realize that unlimited purchasing power on an app store is a possibility?)
The first story in this article is about a kid with "the mental development of a 7 year old"... Well.... I wouldn't give MY 7 year old a credit card! Supervise your children! If it's too much work to monitor their purchases and approve each one, complain to the platform for more control. It would take Apple, Google, Steam, etc. <120 hours of work to implement a "Monthly budget" system if people demanded it.
Btw, how do you miss that 3,200 pounds is spent over 3-4 months, if that clears out your bank account? I'd agree that 14 days is a bit short for a refund period, but asking for 4 months to return digital goods that have been thoroughly used by that point..... might as well shut down all the game studios...
- Lazare 7y ago> It would take Apple, Google, Steam, etc. <120 hours of work to implement a "Monthly budget" system if people demanded it. Or if the legal system assigned liability to them until they did. :)
- kalleboo 7y ago> It would take Apple, Google, Steam, etc. <120 hours of work to implement a "Monthly budget" system if people demanded it. Ironically Apple used to have this feature, but removed it when they added the Family Sharing "ask parent for approval" feature. https://9to5mac.com/2016/04/14/apple-to-end-itunes-allowances-feature-on-may-25-suggests-using-family-sharing-instead-to-oversee-kids-spending/ https://9to5mac.com/2016/04/14/apple-to-end-itunes-allowance...
- 0x76 7y agoThis is a great case for debit cards, here in the Netherlands those are much more common than credit cards, so children (in my experience) learn to be better with money because you can't spend what you don't have, and if all they have is a couple of bucks of pocket money the potential loss is also far less.