Yup - credit cards offer incentives (for example, 2% cash back) - I can't think of any good reason not to get one and have it set up so that it automatically de

Yup - credit cards offer incentives (for example, 2% cash back) - I can't think of any good reason not to get one and have it set up so that it automatically deducts the balance from your bank account once a month - this makes it effectively a debit card where everything you purchase is 2% cheaper.