Really? a) My main worry is hurting someone else; I will be responsible for this either way. b) If I do damage the rental, chances are I'll be held accountabl

Really? a) My main worry is hurting someone else; I will be responsible for this either way. b) If I do damage the rental, chances are I'll be held accountable at the end of the rental, and chances are the repair fees will be extortionate compared to fixing my own car at a shop of my choosing.