Yes, but there are some subtle advantages [1][2][3] to buying the VTSAX fund over the VTI ETF if you can meet the minimum. The analogous fund for BND is VBTLX.

Yes, but there are some subtle advantages [1][2][3] to buying the VTSAX fund over the VTI ETF if you can meet the minimum. The analogous fund for BND is VBTLX. There are some big caveats to watch out for with target date funds like increased expense ratio vs holding the underlying funds directly and the glide path. I avoid them personally, but they're not all bad. [1]: https://www.bogleheads.org/forum/viewtopic.php?t=116581 https://www.bogleheads.org/forum/viewtopic.php?t=116581 [2]: https://forum.mrmoneymustache.com/investor-alley/vanguard's-vtsax-vs-vtsmx-vs-vti/ https://forum.mrmoneymustache.com/investor-alley/vanguard's-... [3]: https://www.bogleheads.org/wiki/ETFs_vs_mutual_funds https://www.bogleheads.org/wiki/ETFs_vs_mutual_funds