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Budgeting means looking forward, and being deliberate (if not frugal). Tracking means looking back, and doing the accounting. [With zero data backup] most do
by smitty1e 7y ago
Budgeting means looking forward, and being deliberate (if not frugal).
Tracking means looking back, and doing the accounting.
[With zero data backup] most do neither; some track; but those who track with a budget have better outcomes.
Then one gets into relationships, and finding that harmonious blending of skill/maturity with these concepts.
I just don't spend anything, and the Hausdrachen[1] manages all the YNAB data
[1] https://dict.leo.org/german-english/Hausdrachen https://dict.leo.org/german-english/Hausdrachen
- snvzz 7y ago>Budgeting means looking forward, and being deliberate (if not frugal). I do agree. But here's one sentence from that article: >That would leave 20 to 35 percent to spend guilt-free. The quality of their "budgeting" is self-explanatory.