> If you banned insurance discounts and insurance had to pay the same dollar to dollar cash price (without kickbacks/incentives), it would help the uninsured, i

> If you banned insurance discounts and insurance had to pay the same dollar to dollar cash price (without kickbacks/incentives), it would help the uninsured, it would help re-align patient/insurer motivations (i.e. both demanding low cash prices), it would make price transparency actually meaningful, and it would eliminate insurance networks. An alternative approach would be to limit how much higher th e price could be compared to the median insurance re-imbursement for a particular procedure. If you set the limit low enough, then going out of network would not be much more expensive. And the total cost of having insurance and using them may be more than just paying out-of-pocket.