5 ms·

Can you link the policy? I highly doubt they cover Sudan.

by swebs 7y ago

Havoc 7y ago
>I highly doubt they cover Sudan. The wording is literally global except for. There might be some gotcha in terms of "doesn't cover active warzones" that I'm not aware of, but my point stands. Insurers are fundamentally OK with the concept of global...but won't touch America. Makes sense - US medical system pulls numbers out of a hat so how do you insure against that as an outside non-US medical aid? The claims I've filed in other African countries cleared without question. In fact I try to do my annual checkups there. Edit...no can't link..its a custom policy...but i believe it to be reasonably close to market terms
fesoliveira 7y ago
That is not really his point. He means that he can go almost to any other country and be covered, but if he goes to the US, which is one of the richest and most medically advanced countries in the world, he won't.
- Havoc 7y ago
  >That is not really his point. Correct. Thanks for elaborating.
- perl4ever 7y ago
  Or Canada.
jfk13 7y ago
Not the original commenter, but I assume they're talking about a travel insurance product. I think this sort of thing is fairly typical: https://www.globaltravelinsurance.co.uk/single-trip https://www.globaltravelinsurance.co.uk/single-trip "GEOGRAPHICAL AREAS 1. United Kingdom ... 2. Europe ... 3. Worldwide All countries outside of the above (except those within Area 4). 4. North America, Central America & The Caribbean Due to the increasing unsustainable cost of medical treatment in this Area, we regret to confirm that we are no longer offing[sic] travel insurance under this product for trips to Area 4." (Although note that the policy, like most, excludes areas where the Foreign Office has explicitly advised against travel, which I guess may well include Sudan.)
- Havoc 7y ago
  >I assume they're talking about a travel insurance product Nope. This is full blown global medical coverage (except NA). For an affordable price too. Employer covers UK...I kick in an extra 600 USD per YEAR to make it global (except US). ...let that sink in...my surcharge for everything global for a year is less than even a trivial operation in the US. 600 a year to cover all my shenanigan on travels...I'll take it. >excludes areas where the Foreign Office Nope. As I said this isn't travel insurance. No Sudan yet, but I've pushed a lot of Africa claims through this with zero questions asked. Never had anything denied thus far

Can you link the policy? I highly doubt they cover Sudan.

by swebs 7y ago

Can you link the policy? I highly doubt they cover Sudan.

>I highly doubt they cover Sudan. The wording is literally global except for. There might be some gotcha in terms of "doesn't cover active warzones" that I'm not aware of, but my point stands. Insurers are fundamentally OK with the concept of global...but won't touch America. Makes sense - US medical system pulls numbers out of a hat so how do you insure against that as an outside non-US medical aid? The claims I've filed in other African countries cleared without question. In fact I try to do my annual checkups there. Edit...no can't link..its a custom policy...but i believe it to be reasonably close to market terms

fesoliveira 7y ago

That is not really his point. He means that he can go almost to any other country and be covered, but if he goes to the US, which is one of the richest and most medically advanced countries in the world, he won't.

Havoc 7y ago
>That is not really his point. Correct. Thanks for elaborating.
perl4ever 7y ago
Or Canada.

jfk13 7y ago

Not the original commenter, but I assume they're talking about a travel insurance product. I think this sort of thing is fairly typical: https://www.globaltravelinsurance.co.uk/single-trip https://www.globaltravelinsurance.co.uk/single-trip "GEOGRAPHICAL AREAS 1. United Kingdom ... 2. Europe ... 3. Worldwide All countries outside of the above (except those within Area 4). 4. North America, Central America & The Caribbean Due to the increasing unsustainable cost of medical treatment in this Area, we regret to confirm that we are no longer offing[sic] travel insurance under this product for trips to Area 4." (Although note that the policy, like most, excludes areas where the Foreign Office has explicitly advised against travel, which I guess may well include Sudan.)

Havoc 7y ago
>I assume they're talking about a travel insurance product Nope. This is full blown global medical coverage (except NA). For an affordable price too. Employer covers UK...I kick in an extra 600 USD per YEAR to make it global (except US). ...let that sink in...my surcharge for everything global for a year is less than even a trivial operation in the US. 600 a year to cover all my shenanigan on travels...I'll take it. >excludes areas where the Foreign Office Nope. As I said this isn't travel insurance. No Sudan yet, but I've pushed a lot of Africa claims through this with zero questions asked. Never had anything denied thus far