There is no way I want to take care of anyone other than my own children, which is enough. I have three children in my house, which is more than enough. Caregi

There is no way I want to take care of anyone other than my own children, which is enough. I have three children in my house, which is more than enough. Caregivers also spend tons of their own money on care giving, plus trips to the doctor, dentist, etc. I already don't get enough down time. I also want to actually retire on time and do what I want to do, not babysit the elderly. I don't want or need the hassle of being a care giver. It's not in my makeup to do that kind of thing. In addition, my children WILL NOT be living at home until they are 30. I will have earned my peace and quiet by then and I want to get it. MY job now is to make my children as independent as possible: learning to cook, mow, change a tire, be literate, good with math, critical thinking, and not rely on others for things that should be done alone. And most importantly, avoid debt like the plague. A man should owe no one if possible. My daughter already plans to pay for her own university by dint of military service. We explained to her that we made it on our own, she will have to do likewise. No parent should go into debt for their child's education. It prolongs the parents ability to retire and enjoy their own golden years.