You're right, my point is that a saving-focused FAANG engineer (SFFE) likely has a better risk-adjusted path to wealth as a "worker" than the "ownership" path d

You're right, my point is that a saving-focused FAANG engineer (SFFE) likely has a better risk-adjusted path to wealth as a "worker" than the "ownership" path described by 'gringoDan. An SFFE who was similarly "lucky" with a high variance approach (in their case, by eg, investing in AAPL at the right time) like the anecdotal HVAC businessman would be much wealthier.