If you live in the bay area, first you'd need to save $200k for a downpayment on a house. That would probably take 3-5 years at that salary if you can be fruga

If you live in the bay area, first you'd need to save $200k for a downpayment on a house. That would probably take 3-5 years at that salary if you can be frugal. After purchasing a house, your mortgage is going to be something like $5k - $6k per month. You will still need to be very frugal and will not have anything left to save or invest. You will not be living "the high life" as someone from the mid-west would assume with that salary, but you would own a home that will probably appreciate.