Replace "poor" with "startup", "poverty" with "solvency", and this post becomes very germane. "[The problem is] that startups are proverbially illiquid and can

Replace "poor" with "startup", "poverty" with "solvency", and this post becomes very germane. "[The problem is] that startups are proverbially illiquid and can't cope with disruption of their finances and lack the spare resources to cover anything. That's what causes disaster and prevents ascent to solvency." I don't know if the cultural, legal, educational, and mental health issues that define the poor will ever permit widespread savings, but entrepreneurs fortunate to have avoided a critical mass of afflictions can take this lesson to heart.