4 ms·

Show HN: Emma, your best financial friend

19 points by edoardomoreni 7y ago

edoardomoreni 7y ago
Hey guys, I am Edoardo, co-founder of Emma! :) We have spent the past 3 years relentlessly working on banking APIs on a mission to empower people to live a better and more fulfilling financial life. Emma is, as of today, one of the most beautiful and comprehensive finance apps out there, we call her your best financial friend. We have been live in the UK for a year and got more than 100,000+ downloads without a single $ spent in ads. At the same time, we were featured by Apple as App of The Day and have raised VC funding from top European investors. We are now thrilled to bring Emma to both 🇺🇸 and 🇨🇦! These are some of the cool things we do: - Manage your money in one place. - Set budgets and goals. - Track spending - Avoid overdrafts fees. - Track and cancel wasteful subscriptions. - Help you payoff debt. - Save money every month. - Track and find bank fees. - Get smart Weekly Reports about your budgets and spending. - Countdown paydays and know when you get paid! - The Emma Quiz - win $100 by playing our weekly money quiz. ps: In case you are wondering, we are using Plaid to connect to banks, which is for us the undiscussed leader in aggregation in North America. By the end of the year, we'll be live in every single english speaking country. 🇿🇦🇳🇿🇦🇺
- allanmacgregor 7y ago
  Great job Edoardo, the app is solid! One thing that I notice with Canadian accounts Emma is having a bit of trouble identifying Loblaws transactions, is marking them as AWS
  - edoardomoreni 7y ago
    We can fix this. Let me ask the team. :)
    - edoardomoreni 7y ago
      This should be fixed at the next app sync.
      - allanmacgregor 7y ago
        Amazing, thank you!
- easytiger 7y ago
  Looks good! When you say > We have spent the past 3 years relentlessly working on banking APIs Do you mean on openbanking apis or on scraping based APIs? Did you roll your own vs a 3rd party?
allanmacgregor 7y ago
I downloaded the app, and after playing with it for a couple of hours I went for Emma Pro. This is great, the amount of insight is fantastic.
- edoardomoreni 7y ago
  Wow! Amazing! Let me know if you need any help. ;)
  - allanmacgregor 7y ago
    The only thing I can think of, is the ability to share the same account with my wife. It would be great if we could see the same budgets / transactions
pwilliamson79 7y ago
Congrats to you and the team Edoardo! We’ve been excited for this for a while
freddieoduks 7y ago
Been a UK user of the Emma app and it is indeed one of the best financial apps out there (as a personal finance nerd, trust me I've tried them all). However, i'm still not sold on Emma Pro and hope you can improve my perceived value of it by adding more features relevant to me soon.
sergiotapia 7y ago
How do you make money? What do you do with my financial data? Do you support gemini for bitcoin tracking?
- antoniomarino 7y ago
  > How do you make money? We offer a paid Pro plan for extra features. > What do you do with my financial data? We use it to provide you the service. We don't share it or sell it to anyone without your permission. > Do you support gemini for bitcoin tracking? Not at this time, sorry

19 points by edoardomoreni 7y ago

Hey guys, I am Edoardo, co-founder of Emma! :) We have spent the past 3 years relentlessly working on banking APIs on a mission to empower people to live a better and more fulfilling financial life. Emma is, as of today, one of the most beautiful and comprehensive finance apps out there, we call her your best financial friend. We have been live in the UK for a year and got more than 100,000+ downloads without a single $ spent in ads. At the same time, we were featured by Apple as App of The Day and have raised VC funding from top European investors. We are now thrilled to bring Emma to both 🇺🇸 and 🇨🇦! These are some of the cool things we do: - Manage your money in one place. - Set budgets and goals. - Track spending - Avoid overdrafts fees. - Track and cancel wasteful subscriptions. - Help you payoff debt. - Save money every month. - Track and find bank fees. - Get smart Weekly Reports about your budgets and spending. - Countdown paydays and know when you get paid! - The Emma Quiz - win $100 by playing our weekly money quiz. ps: In case you are wondering, we are using Plaid to connect to banks, which is for us the undiscussed leader in aggregation in North America. By the end of the year, we'll be live in every single english speaking country. 🇿🇦🇳🇿🇦🇺

allanmacgregor 7y ago
Great job Edoardo, the app is solid! One thing that I notice with Canadian accounts Emma is having a bit of trouble identifying Loblaws transactions, is marking them as AWS
- edoardomoreni 7y ago
  We can fix this. Let me ask the team. :)
  - edoardomoreni 7y ago
    This should be fixed at the next app sync.
    - allanmacgregor 7y ago
      Amazing, thank you!
easytiger 7y ago
Looks good! When you say > We have spent the past 3 years relentlessly working on banking APIs Do you mean on openbanking apis or on scraping based APIs? Did you roll your own vs a 3rd party?

allanmacgregor 7y ago

I downloaded the app, and after playing with it for a couple of hours I went for Emma Pro. This is great, the amount of insight is fantastic.

edoardomoreni 7y ago
Wow! Amazing! Let me know if you need any help. ;)
- allanmacgregor 7y ago
  The only thing I can think of, is the ability to share the same account with my wife. It would be great if we could see the same budgets / transactions

pwilliamson79 7y ago

Congrats to you and the team Edoardo! We’ve been excited for this for a while

freddieoduks 7y ago

Been a UK user of the Emma app and it is indeed one of the best financial apps out there (as a personal finance nerd, trust me I've tried them all). However, i'm still not sold on Emma Pro and hope you can improve my perceived value of it by adding more features relevant to me soon.

sergiotapia 7y ago

How do you make money? What do you do with my financial data? Do you support gemini for bitcoin tracking?

antoniomarino 7y ago
> How do you make money? We offer a paid Pro plan for extra features. > What do you do with my financial data? We use it to provide you the service. We don't share it or sell it to anyone without your permission. > Do you support gemini for bitcoin tracking? Not at this time, sorry