Feels like what you need to do is to work on creating a safety net for yourself so that you can take a risk when the time comes and you can take a short term pa

Feels like what you need to do is to work on creating a safety net for yourself so that you can take a risk when the time comes and you can take a short term pay cut without impacting on your family's lifestyle. View this as part of the longer term project. So, instead of thinking 'how do I make as much money working for myself as I do now', think about building up savings and investments so that in future you can afford to take a pay cut without cutting your lifestyle too much. Try to limit the inevitable lifestyle creep if you get pay rises or promotions so you are saving more than you spend of the increase. Then focus on broadening your network in the job you are doing at the moment. This might or might not be helpful in your future endeavours but again it gives you a better safety net - so that if it doesn't work out then you are morel likely to be able to quickly get a job to fall back on. Finally, assuming you're not a single parent, could your partner step up more if the need arose financially? Are there things you could do to improve the value of that safety net?