Debt may be avoidable, but avoiding it is not necessarily advisable. I got a car note at 2%. I didn't pay a penny early... It was practically free money. 0% loa

Debt may be avoidable, but avoiding it is not necessarily advisable. I got a car note at 2%. I didn't pay a penny early... It was practically free money. 0% loans, like furniture places do sometimes, are a no brainer between inflation, liquidity, and time-value.