I personally replaced my wallet with Samsung Pay but many people find it hard to use/explain to cashiers that don't understand it works everywhere. In countries

I personally replaced my wallet with Samsung Pay but many people find it hard to use/explain to cashiers that don't understand it works everywhere. In countries outside of USA the bank support is also pretty bad/contactless payments are more widely supported. I dont find it to be a toy but some people don't believe its important to have a good mobile wallet. Apple could have adopted LoopPay before samsung aquired them but now I'm kinda stuck buying samsung phones/watches just so I can use MST haha