Because, as a business here in europe, and potentially other parts of the world, I need to offer an instant payment method that doesn‘t expect customers to have

Because, as a business here in europe, and potentially other parts of the world, I need to offer an instant payment method that doesn‘t expect customers to have a credit card since that‘s not a given at all. Paypal‘s ability to add your banking account as a source of funds has allowed customers to instantly pay for goods long before credit cards became more common here. Paypal is used in about 40% of our sales and we didn’t have any issues in about a decade. Even from personal experience as a buyer I can‘t report any major issues.