The root problem is the identity problem on the internet. Having anon accounts is good for HN but as soon as money is involved we need a structure that solves

The root problem is the identity problem on the internet. Having anon accounts is good for HN but as soon as money is involved we need a structure that solves the identity for all people inside the transaction. Technology has to become 1984 levels to ID users at all times. Better to have an identity relationship with a structure or body that you can meet with in real life, like a bank. A mix of tech and human relations is required for a sane identity relationship with this governing body and therefore everybody you do business with on the net. Lying goes back to manageable levels once the identity is linked to someone's real life reputation.