The car sharing service I use here in Quebec, does have a "Cosmetic damage ok. As long as there’s no functional damage, you’re good". I would probably still spe

The car sharing service I use here in Quebec, does have a "Cosmetic damage ok. As long as there’s no functional damage, you’re good". I would probably still spend 10 minutes on the phone to make sure it's alright, but they are clear in their policy that scratch are fine (and based on the damage of the back corners of some of their older cars, it's definitely fine). Their insurance is quite generous too, at first the deductible were 300$, they did increase it to 600$ but for 50$ a year you can remove it altogether. If you don't lower it, they charge 1$ more per trip, so in my case, I pay 50$ a year and there's no risk of fees.