Calling the development team "incredibly conservative" isn't accurate. The idea of Bitcoin is peer to peer electronic cash directly between two counterparties.

Calling the development team "incredibly conservative" isn't accurate. The idea of Bitcoin is peer to peer electronic cash directly between two counterparties. The current roadmap doesn't focus on that as a priority and instead focuses on intermediaries for scaling. That isn't "incredibly conservative", it's a different system of priorities entirely, that have little to do with technical risk or original vision of Bitcoin.