> If you optimize for the short term, you are, by definition, not optimizing for the long term. So, short term optimization necessitates long term de-optimizati

> If you optimize for the short term, you are, by definition, not optimizing for the long term. So, short term optimization necessitates long term de-optimization. I don't think " short term optimization necessitates long term de-optimization" follows. They can be both optimal. > Spend money now and have none for retirement (short term benefit), or save money now, and have it during retirement (long term benefit)? Spend money now on something that increases your chances to get more money (easy example education?) and benefit now and at retirement.