For example, I spent everything I had to get into my own apartment so that I could stop couch surfing (which turned out to be a lot more expensive than having m

For example, I spent everything I had to get into my own apartment so that I could stop couch surfing (which turned out to be a lot more expensive than having my own place to live). So here I am offering money that I don't have. That sounds like a scam but really it's saying that I am struggling financially but still would give you money to help me accomplish my goals, even if it meant I had to forgo luxury and even necessity in the meantime.