Lower mileage insurance can help reduce that cost by the way, if you tell your insurer your only adding 2k miles a year to the car rather than 10k miles, they w

Lower mileage insurance can help reduce that cost by the way, if you tell your insurer your only adding 2k miles a year to the car rather than 10k miles, they will drop your rates commensurately. Sub in an eBike for the commuting & errands, its quite doable to go car light or car free (esp. if Car2go, Lime pod or another service is available in your city).