Not one thing you said is a reasonable concern. Rental cars must be picked up during business hours (which is 24/7 in a lot of places), but can be dropped off a

Not one thing you said is a reasonable concern. Rental cars must be picked up during business hours (which is 24/7 in a lot of places), but can be dropped off at any time. Any decent agency will provide proper tires for your climate. Bankrupcy can be 100% avoided by paying the extra insurance. It is literally impossible to spend "half a weekend" dealing with the rental car.