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Because you cannot save enough cash to be able to afford every worthwhile treatment through up-front payment. If you don't have $150k in cash and don't have ins
by ThrustVectoring 7y ago
Because you cannot save enough cash to be able to afford every worthwhile treatment through up-front payment. If you don't have $150k in cash and don't have insurance, you can't get chemotherapy and die a preventable death. With insurance, the worst case is paying your out of pocket maximum, getting treatment, and then declaring bankruptcy or otherwise fighting attempts to balance bill you for hundreds of thousands of dollars.
- assblaster 7y agoYour assumption of $150k for chemotherapy treatment is exaggerated, especially in light of Trump's executive order to try to get price transparency at the level of actual insurance reimbursement. $25k/year over ten years is $250,000, and compounded at 6% is $319,000. So yeah, I'd easily be able to self insure for anything.