My recent encounter with this comes from healthcare. Healthcare companies love to brag that their "prenatal maternity care is 100% covered, no deductible, no c

My recent encounter with this comes from healthcare. Healthcare companies love to brag that their "prenatal maternity care is 100% covered, no deductible, no copay." Turns out "prenatal maternity care" is simply defined as the blood pressure, weight, and fundal measurements. That's all that bullet point means. * Ultrasound? Well, that's different. It's a lab procedure. Yep, even the 20-week "standard" anatomy scan. * Get a non-stress test done (literally just 10 minutes worth of heart-rate monitoring)? Then it becomes a "specialist visit." You'll pay for that. * Get any bloodwork done? Even if it's for the mother's health and not trying to do some sort of pre-natal screening? It's a diagnostic lab procedure. * Urine samples for pre-eclampsia? Diagnostic testing. * Mandatory (state-required) STD panel? That's diagnostic testing, too. Turns out the ACA requires "pre-natal care" to be covered, so bragging about it in the first place is just absurd.