I do hate playing devil's advocate because I totally disagree with the position of the devil in this case. Keep in mind that it's possible to be technically cor

I do hate playing devil's advocate because I totally disagree with the position of the devil in this case. Keep in mind that it's possible to be technically correct and also completely misleading. In this case, she's arguing that their insurance partners do not provide voluntary parting insurance. This may be technically correct. However, the way insurance works is you can always go to an insurer of last resort and ask for exceptions. Lloyd's of London will cover race cars while racing or space vessels for accidents, for example, even though those are hardly standard policies. Nearly anything can be covered if you set the premium and deductibles high enough. They have billing codes for some pretty bizarre insured cases. An entire sharing economy of companies could easily devise an insurance product that meets these needs if they worked to make it to happen. It would be trivial to scare consumers away from competitors that do not provide this.