I don't claim it's impossible, but trying to point out that pricing and pretending that healthcare is like choosing one laundry detergent or another is simplis

I don't claim it's impossible, but trying to point out that pricing and pretending that healthcare is like choosing one laundry detergent or another is simplistic. At the very least it pushes the complexity into trying to package a probabalistic fuzzy cloud of outcomes into a one price thing isn't an end all, and introduces all sorts of price gaming. At the very least, you increase the quoted price to cover some slice of probabilities - just like if you were a contractor quoting firm fixed price at a much higher cost. Personally, I favor what many other nations of done and that's setting a set of fair prices through an expert panel - nations like Japan, Germany, and France do that IIRC.