"Unsure why you have such a fixation on bringing this entirely in house " A bank takes in deposits then lends them out, when trying to understand a bank it mak

"Unsure why you have such a fixation on bringing this entirely in house " A bank takes in deposits then lends them out, when trying to understand a bank it makes sense to talk about them in those terms, because if it isn't doing those things, it is really a bank. Monzo are currently charging 50p/day £15.50/m, £186.00pa on a £20 overdraft they seem unlikely to get away with charging the same level apr, which in turn will mean less profit.