Yes; Monzo is probably optimised for UK consumers who don't travel much – which is the vast majority of the UK market. I don't have any real use-case for virtu

Yes; Monzo is probably optimised for UK consumers who don't travel much – which is the vast majority of the UK market. I don't have any real use-case for virtual cards, since both card provider and service provider still get to track everything. It's possible that it might be valuable to limit the amount that can be charged by a provider, or to allow a virtual card to be independently disabled in case of fraud, but I'm not particularly concerned about those given the ease of reclaiming funds generally.