A blunt question on that point: So what? Let's say someone shares their card details with their workplace. For some reason beyond your or mine understanding. W

A blunt question on that point: So what? Let's say someone shares their card details with their workplace. For some reason beyond your or mine understanding. Which causes them, in a rush, to think "Ah, must be that, I'll drop the limit". Does this justify that person losing their money that was stolen from them via fraudulent charges?