Yep, that's a massive positive that I forgot to mention. In that space they're competing with Revolut rather than the traditional banks. Many people's setup wil

Yep, that's a massive positive that I forgot to mention. In that space they're competing with Revolut rather than the traditional banks. Many people's setup will be traditional bank for everyday banking + Revolut for travel. Monzo can potentially replace both if it gains traction and people trust it enough.