Sadly, it's infeasible to predict costs in the US. When my wife was pregnant I pulled up our insurance's "example pregnancy out of pocket cost* (*not expected

Sadly, it's infeasible to predict costs in the US. When my wife was pregnant I pulled up our insurance's "example pregnancy out of pocket cost* (*not expected to reflect actual costs)" PDF. It showed something like $650 out of pocket for all prenatal and delivery costs. The actual cost ended up being closer to your's. I called my insurance to ask what I could expect to pay assuming a normal pregnancy after being amazed at the cost already billed. They suggested I a) call my doctor's office and get each billing code for each procedure expected b) call their billing office to get each cost for each c) call my insurance with these numbers and get out of pocket expected costs. I just can't imagine trying to compare costs between multiple hospitals or OBs. I tracked medical costs fairly closely and noticed things like a quick procedure would get 2 separate coded procedures. Someone I know familiar with medical records said that kind of thing was commonplace. So for a laymen, it seems ridiculous to anticipate costs even for routine things.