I haven't been able to find what I consider a truly authoritative source, but I've seen these figures many places (perhaps as a side effect of having gone throu

I haven't been able to find what I consider a truly authoritative source, but I've seen these figures many places (perhaps as a side effect of having gone through the process of buying a second house). Here's one example. https://www.supermoney.com/studies/mortgage-industry-study/ https://www.supermoney.com/studies/mortgage-industry-study/ The closest I can find to a real source is the National Association of Realtors, which claims 88% of purchases are financed. https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers https://www.nar.realtor/research-and-statistics/research-rep... The 30-34% number is probably more important, though, because paying off early also results in an immediate cost-of-living decrease - and a significant one, I can add from personal experience. ;)