My physical bank charges quite a bit for international payments on my credit card (even all in Euro). Revolut doesn't. That said, I avoid keeping money there, e

My physical bank charges quite a bit for international payments on my credit card (even all in Euro). Revolut doesn't. That said, I avoid keeping money there, even if that means waiting a day or two for the SEPA transfer to clear before I can use it. I also keep money in two different "regular" banks, since I don't trust those much either.