I had a similar issue around two years ago (multiple travel transactions, some Indian), although it was one of my physical cards (which I had barely used anywhe

I had a similar issue around two years ago (multiple travel transactions, some Indian), although it was one of my physical cards (which I had barely used anywhere). I didn't have enough funds at the time so nothing was charged and I immediately reported the card stolen. After this I've tried to keep my balance below €300 with the rest in vaults to minimize the risk - whenever I need to make a larger transaction I just withdraw money from the vaults before.