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N26 have been pretty solid for me and they have a number I can call if I need something. N26 is where I keep my money and Revolut is what I use for day-to-day s

N26 have been pretty solid for me and they have a number I can call if I need something. N26 is where I keep my money and Revolut is what I use for day-to-day stuff, but I still had enough money that the fraudster managed to steal 1k :/ I have switched to N26 now.

ckotso 7y ago
Sorry to hear about your trouble. For me the deal-breaker for Revolut when I was looking at my options was that it's not really a bank, while N26 is (which means deposits are protected up to 100k). So I went with them and have no regrets so far.
Double_a_92 7y ago
From one evil to the other then? I would definitely not keep my life savings in some virtual "start-up" bank. Get a serious one and automatically transfer some money onto your fancy cards every month, if you like their service for everyday payments.
- StavrosK 7y ago
  Looks like it :/ I don't store my life savings there, certainly, I just had "more" money in N26. You're right, though, I should transfer just as much as I need to them.
- patrickmcnamara 7y ago
  N26 is an actual bank that offers actual current accounts, unlike Revolut.
  - s_dev 7y ago
    I know this was the case but both N26 and Revolut have EU banking licences -- as of the past year.
- s_dev 7y ago
  The reason I went with N26 is because they're German -- the German government will guarantee all savings up to €100k -- this is not the case with the others hence why Revoluts "EU banking licence" doesn't offer as much consumer protection as simply being a German bank. It just means they get more access to EU markets by abiding by certain terms.
  - skrause 7y ago
    N26 is also known to not help you when you're a fraud victim (https://heise.de/-4355970 https://heise.de/-4355970). And they're currently on a watchlist because they usually fail to prevent money laundering (https://heise.de/-4429143 https://heise.de/-4429143).
    - Celexior 7y ago
      I was victim of a fraud (a shop factured me twice, then they refused the pay me back the money) while paying with N26. They helped me to get my money back, so from my point of view they help fraud victims.
andrewshadura 7y ago
N26 refused to update my name in the account when one letter changed. They requested documentation my country cannot issue, and just sending them two passports, old and new wasn't enough. That took them more than a month to figure. More than a month of a constant email ping-pong where they were requesting more and more documents, some of them multiple times over and over.
- rabadak 7y ago
  I work there, It sucks. I can imagine being a customer

ckotso 7y ago

Sorry to hear about your trouble. For me the deal-breaker for Revolut when I was looking at my options was that it's not really a bank, while N26 is (which means deposits are protected up to 100k). So I went with them and have no regrets so far.

Double_a_92 7y ago

From one evil to the other then? I would definitely not keep my life savings in some virtual "start-up" bank. Get a serious one and automatically transfer some money onto your fancy cards every month, if you like their service for everyday payments.

StavrosK 7y ago
Looks like it :/ I don't store my life savings there, certainly, I just had "more" money in N26. You're right, though, I should transfer just as much as I need to them.
patrickmcnamara 7y ago
N26 is an actual bank that offers actual current accounts, unlike Revolut.
- s_dev 7y ago
  I know this was the case but both N26 and Revolut have EU banking licences -- as of the past year.
s_dev 7y ago
The reason I went with N26 is because they're German -- the German government will guarantee all savings up to €100k -- this is not the case with the others hence why Revoluts "EU banking licence" doesn't offer as much consumer protection as simply being a German bank. It just means they get more access to EU markets by abiding by certain terms.
- skrause 7y ago
  N26 is also known to not help you when you're a fraud victim (https://heise.de/-4355970 https://heise.de/-4355970). And they're currently on a watchlist because they usually fail to prevent money laundering (https://heise.de/-4429143 https://heise.de/-4429143).
  - Celexior 7y ago
    I was victim of a fraud (a shop factured me twice, then they refused the pay me back the money) while paying with N26. They helped me to get my money back, so from my point of view they help fraud victims.

andrewshadura 7y ago

N26 refused to update my name in the account when one letter changed. They requested documentation my country cannot issue, and just sending them two passports, old and new wasn't enough. That took them more than a month to figure. More than a month of a constant email ping-pong where they were requesting more and more documents, some of them multiple times over and over.

rabadak 7y ago
I work there, It sucks. I can imagine being a customer