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Before I signed up for Revolut I did a bit of research and found some incidents that made me more cautious than usual. Unfortunately at the end of my analysis I

Before I signed up for Revolut I did a bit of research and found some incidents that made me more cautious than usual. Unfortunately at the end of my analysis I found no better option, so I signed up. But knowing what I do, I have 2 rules: - don't keep a significant sum there; not more than what I can afford to loose if things go wrong - keep unused features disabled at all times, activate and deactivate features or card only when I want to use it. Practically my card is blocked until I want to use it and blocked again as soon as I paid. My balance today is ~ $35. I will top up when I need to pay more, it is enough for a coffee, a snack or to fill in gas (I ride a bike, even with expensive European gas it's still ~ $25 for a full tank).

sschueller 7y ago
I had good luck with tranferwise.
- ninjin 7y ago
  Same here, but I have recently changed to Revolut for transfers abroad since even for very large transfers the TransferWise “fee” (exchange rate plus transfer fee) is at about 1.4%, while Revolut is at about 0.4% if you withdraw cash from an ATM. This is if your end goal is to get cash on the other end, rather than services where Revolut would have an even sharper edge. If someone has another viable alternative I am all ears as I am hardly enamoured by Revolut’s app and behaviour.
- blunte 7y ago
  I’ve been happy with TransferWise for years as well. Their support is decent, and their products/services are some of the best available.
st1ck 7y ago
With all this effort, cash seems much easier option.
- notahacker 7y ago
  One of Revolut's selling points is fee free overseas card purchases. Some people have travel schedules where local cash is actually an annoyance, and topping up the app balance via mobile before paying for something certainly isn't any harder than withdrawing extra cash.
  - rorykoehler 7y ago
    I'm a Revolut customer and as far as I can tell that is BS. Always cheaper to transfer in via Transferwise. I only use Revolut for single purpose/use cards so my primary PAN isn't floating around in public.
- GuB-42 7y ago
  It is hard to get gas at night without a card. I'd say it is the biggest use case for a physical card.

sschueller 7y ago

I had good luck with tranferwise.

ninjin 7y ago
Same here, but I have recently changed to Revolut for transfers abroad since even for very large transfers the TransferWise “fee” (exchange rate plus transfer fee) is at about 1.4%, while Revolut is at about 0.4% if you withdraw cash from an ATM. This is if your end goal is to get cash on the other end, rather than services where Revolut would have an even sharper edge. If someone has another viable alternative I am all ears as I am hardly enamoured by Revolut’s app and behaviour.
blunte 7y ago
I’ve been happy with TransferWise for years as well. Their support is decent, and their products/services are some of the best available.

st1ck 7y ago

With all this effort, cash seems much easier option.

notahacker 7y ago
One of Revolut's selling points is fee free overseas card purchases. Some people have travel schedules where local cash is actually an annoyance, and topping up the app balance via mobile before paying for something certainly isn't any harder than withdrawing extra cash.
- rorykoehler 7y ago
  I'm a Revolut customer and as far as I can tell that is BS. Always cheaper to transfer in via Transferwise. I only use Revolut for single purpose/use cards so my primary PAN isn't floating around in public.
GuB-42 7y ago
It is hard to get gas at night without a card. I'd say it is the biggest use case for a physical card.