Having a central place for logic is a HUGE pro, while both those cons apply to a very narrow class of situations: having a super simple condition logic on one s

Having a central place for logic is a HUGE pro, while both those cons apply to a very narrow class of situations: having a super simple condition logic on one side vs. not very smartly named indirection. In real life (at least mine) you'll often have a complex or cryptic-looking conditions (requiring that you're deeply familiar with business logic, laws, tax rules, etc.), and abstracting them into sensibly named functions actually helps the review process and debugging IMO.