This is one of the most ridiculous things I've heard suggested yet. It goes against every value of fairness we hold. Is there any chance this will really happe

This is one of the most ridiculous things I've heard suggested yet. It goes against every value of fairness we hold. Is there any chance this will really happen? If the answer is no, don't waste your precious keystrokes. If the answer is yes, ask for more: not only they cancel the existing debt, but they also give you your payments back. Problem solved!! :)