> transferable to mates That would be a big no no and would ring money laundering alarms > If the tokens can be cashed out to hard currency great. Again, reg

> transferable to mates That would be a big no no and would ring money laundering alarms > If the tokens can be cashed out to hard currency great. Again, regulators, that's why Libra has the association and needs to back up each transaction. In reality the payment processors take so big a cut that a virtual coin would not be very profitable. Plus you have to manage everyone's complaints and chargebacks. Facebook had FB credits but they scrapped it, presumably because it was not good business. There are some smaller companies who manage virtual coins on behalf of games, like superrewards.com . They take a big cut, but also save developers a lot of trouble.