This may be one of the more clickbaity articles that's crossed the wire in the world of compliance, and Tom Warren's background at Deutsche and Morgan Stanley u

This may be one of the more clickbaity articles that's crossed the wire in the world of compliance, and Tom Warren's background at Deutsche and Morgan Stanley until 2011 unwinds an ignorance defense; he knows how these compliance policies work. dang, can we de-clickbait the title? Or does it currently survive HN's policies?