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In this case there still is the discussion of which Vanguard fund to pick. Putting your money into the SP500 is not the “market portfolio” so to speak. In that
by gvhst 7y ago
In this case there still is the discussion of which Vanguard fund to pick. Putting your money into the SP500 is not the “market portfolio” so to speak. In that case you are overweight large-cap and overweight US. In short, picking an index fund is different (and in many cases leas complex) than picking individual stocks, but it’s still not a trivial exercise.
- nightski 7y agoIf you want trivial just use a target date fund. Otherwise you are basically just going with a blend of 4-5 index funds and updating the allocation once a year. You can even copy the allocation used by their target date funds. It's not that complicated.