And also because there was almost no infrastructure to begin with. So when one was created it went straight to fiber, while the western countries still got plen

And also because there was almost no infrastructure to begin with. So when one was created it went straight to fiber, while the western countries still got plenty of copper. Similar thing in Poland (although our network is in worse condition than in Romania, but we still can have 1 Gbps for about 18 USD, even in some rural areas like mine :). I think this is quite similar to the banking sector, we have most of the banks internet ready, some of them are are mostly internet, with very few brick and mortar places. When my colleague went to Switzerland he was shocked how the banks there force one to visit them personally to do even basic stuff (at least in the beginning - in Poland I can create banking account without leaving my home, I just need to wait for package to sign in front of a courier) - and have crappy websites. This is also a leftover of the early internet migration, now they don't have enough incentive to do it better.