And those who live in places where credit cards are a common thing. Here, most people have so-called credit cards with no actual credit lines tied to them And

And those who live in places where credit cards are a common thing. Here, most people have so-called credit cards with no actual credit lines tied to them And no, they aren't debit cards. Those are yet another's thing over here, apparently. Nothing to do with the original subject, but does anyone else feel like opacity is the core of retail banking's business model?