3 ms·Actually helps me to track my money better. What debts? I clear the balances when I get the statements.by sgjohnson 7y agoActually helps me to track my money better. What debts? I clear the balances when I get the statements.baby 7y ago> What debts? I clear the balances when I get the statements. In the mean time you are in debt. > Actually helps me to track my money better. Have you used Monzo?sgjohnson 7y ago> In the mean time you are in debt Why/how is that a bad thing?