This why I try to speak out on this issue when I can. We can change the social perception by speaking out about it. If we don't speak out about it, its basical

This why I try to speak out on this issue when I can. We can change the social perception by speaking out about it. If we don't speak out about it, its basically giving a pass to a bad social norm. If marketing still was pushing the issue, but all your friends were like "fuck getting in to deb" and treated debt like the black death far fewer people would find them self's chained to institutional debt. 90% of the things people are buying today did not even exist 100 yeas ago and people got along fine. So I urge people, when your friends are considering debt, have a serous talk to them about the consequences. And let them know, that new gadget, event, fancy dohikie they will use 3 times before they get board of it is just not needed.