You have a lot of stipulations in your question, and I think those exact things should be closely examined when the decision is made. And it should be a decisio

You have a lot of stipulations in your question, and I think those exact things should be closely examined when the decision is made. And it should be a decision (not an assumption.) Do I value having a huge, extravagant party for one day over starting out my marriage on a solid financial foundation, or other expensive items like childcare and housing? Will I have the cash in the future? Will my earnings dwarf this expense and the additional interest I accrue while I work hard to pay it off? Did I figure out for myself that this one-day event is "truly important to me" or do I just think it's something everyone does, and I have to do as well? Why is it important to me?