Neither is accepting money for products/services in countries where not everyone has a bank account or a credit card. Check out M-Pesa or EcoCash. These are la

Neither is accepting money for products/services in countries where not everyone has a bank account or a credit card. Check out M-Pesa or EcoCash. These are largely solved problems from a technical point of view. International money transfers between entities not on the SWIFT network is still not a solved problem, or more specifically, the solutions that do exists are expensive and slow (and SWIFT transfers can be quite expensive)