>Now I’m going to be unable to carry out financial transactions, too. Not so, their wallet requires no FB or Whatsapp account to use. It's open and so competit

>Now I’m going to be unable to carry out financial transactions, too. Not so, their wallet requires no FB or Whatsapp account to use. It's open and so competitors can build wallets which also have no FB connection at all. Your statement also assumes it will become some sort of "global currency", which it certainly won't. I mean, why would it?