Plaid is a great product that can provide alternative paths to credit for people with poor credit scores, but the fact that they give developers access to all y

Plaid is a great product that can provide alternative paths to credit for people with poor credit scores, but the fact that they give developers access to all your banking activity for months after using it once is pretty scummy. The ethical thing to do would be to provide a one-time snapshot unless the user is made explicitly aware of and agrees to allow the developer to access their bank transactions whenever they like.